[Remote] CAPITAL MARKETS ANALYST
Note: The job is a remote job and is open to candidates in USA. Logan Finance Corporation is seeking a highly analytical and detail-oriented Capital Markets Analyst to support various functions of their Non-QM mortgage platform. The role involves optimizing loan profitability, managing investor relationships, and contributing to the company's growth initiatives within the capital markets.
Responsibilities
- Analyze and price residential mortgage loans in accordance with investor guidelines, market conditions, and company profitability objectives
- Manage loan-level and product-level margins to ensure alignment with corporate revenue and growth goals
- Review pricing exceptions and concession requests, providing recommendations based on profitability, competitiveness, and strategic objectives
- Conduct pricing and profitability analysis to support product development, investor selection, and business strategy decisions
- Evaluate the financial impact of investor pricing changes, product enhancements, and market developments on loan profitability
- Develop and maintain profitability models, pricing analytics, and management reporting tools
- Manage relationships with investors and aggregators
- Review and maintain investor guidelines, overlays, and program updates
- Monitor pipeline status and investor commitments to facilitate efficient loan delivery and execution
- Prepare and deliver loan sale packages and supporting documentation
- Resolve post-purchase conditions and investor inquiries
- Evaluate new investor opportunities and execution channels to improve profitability and operational efficiency
- Develop and maintain capital markets reporting and dashboards
- Analyze loan production trends, gain-on-sale performance, investor execution results, and profitability metrics
- Monitor loan-level profitability and identify opportunities to improve margins
- Provide management with actionable insights regarding investor performance, product trends, and market opportunities
- Support monthly and quarterly forecasting related to loan sales and capital markets activities
Skills
- Bachelor's degree in Finance, Economics, Accounting, Business, Mathematics, or a related field
- 2+ years of experience in mortgage capital markets, secondary marketing, investor relations, mortgage analytics, or related financial services
- Strong understanding of residential mortgage lending and secondary market fundamentals
- Advanced Microsoft Excel skills, including pivot tables, lookup functions, data analysis, and reporting
- Strong analytical, organizational, and problem-solving abilities
- Excellent verbal and written communication skills
- Ability to manage multiple priorities in a fast-paced environment
- Experience with Non-QM lending products and investor programs
- Familiarity with loan sale execution, investor delivery processes, and post-purchase reviews
- Experience with Encompass and mortgage reporting platforms
- Experience with business intelligence and reporting tools such as Power BI, Tableau, or SQL
- Understanding of gain-on-sale analysis and mortgage profitability metrics
Company Overview